Special terms apply to qualifying purchases charged with approved credit.
Engagement ring payments.
When my boyfriend asked me whether i would prefer a ring or a house i instantly said house.
We are happy to assist you.
An engagement ring is just one of the many important financial commitments.
Enjoy 0 interest financing for up to 24 months on designer engagement rings wedding rings certified diamonds fine jewelry.
The special terms apr of 9 99 will apply to the qualifying purchase and 48 monthly payments equal to 2 5567 of the original special terms balance are required.
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But if that s not your situation you should know your options.
You should spend at least 2 months salary on the engagement ring.
Of course the best option is to save until you can afford to pay for the ring with cash.
While 5 900 is the national average cost of a ring the spend per couple varies.
The good news is it s easier than you think.
You should spend 2 months salary on an engagement ring.
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Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit.
If you make 60 000 per year spend 10 000 on the engagement ring.
Aside from houses and cars a diamond engagement ring is one of the largest purchases most people make in their lifetimes.
If your eyes glaze over when it s time to talk wedding budget you re not alone.
If you would like to finalize your purchase using multiple credit cards or a combination of payment methods please call us at 800 691 0952.
As with anything it s always best to save money ahead of time and pay cash for a modest engagement ring.
Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring.
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If for example you are making 60 000 per year you should spend 10 000 on the engagement ring.
Special rate of 9 99 apr with 48 equal monthly payments 2 2 the diamonds direct credit card is issued by wells fargo bank n a.
If you make 30 000 per year spend 5 000.
See below on how we debunk this theory.
But your personal budget should depend on your current financial situation.
If you re deciding how much to spend on an engagement ring there are several factors to consider.